Comprehensive Car Insurance

Request a Quote for Motor Insurance

Motor Insurance (Kasko) is the most comprehensive type of vehicle insurance, securing your vehicle against material damages that may occur as a result of fire, theft, or accidents. Unlike compulsory traffic insurance, it focuses directly on protecting your own assets and budget. As Your Insurer is Here, we bring together the coverages best suited to your vehicle's make, model, and intended use, ensuring that your journey is not interrupted by unexpected risks.

With our extended motor insurance options, we cover not only collisions but also natural disasters such as floods, earthquakes, and storms, as well as the most specific risks like damages caused by rodents. With our 30 years of experience, we analyze motor insurance packages from dozens of different companies for you and provide the most advantageous policy by transparently comparing every detail, from exemption rates to service options.

When your vehicle is damaged, we do more than just cover the repair costs; we make your life easier with our assistance services. Thanks to replacement vehicle support, we ensure you do not fall behind on your daily tasks while your car is at the service center. With additional services such as 24/7 roadside assistance, towing, and accommodation, we never leave you stranded, no matter where you are in Turkey. We leave the control entirely to you with flexible policy models where you can freely choose between authorized brand services or private service centers.

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Unsure which motor insurance type is right for you? Our experts are ready to provide the most accurate coverage and cost-effective solutions. Call us for a free consultation.

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Frequently Asked Questions About Motor Insurance

Why is Motor Insurance Important and What Core Risks Does It Cover?
Motor insurance protects your vehicle against core risks like collisions, rollovers, fire, and theft, as well as malicious damage caused by third parties. It covers the material losses to your own vehicle that compulsory traffic insurance excludes, safeguarding your budget from unforeseen repair expenses. As Your Insurer is Here, we build a comprehensive coverage framework specifically designed to preserve your vehicle's current market value.
Extended Motor Insurance is the most widely preferred policy type today, offering a robust shield that goes far beyond standard core coverages. It integrates additional protections—including natural disasters, terrorist acts, rodent damage, and personal accident coverage—into a single policy. While standard insurance focuses on basic risks, extended versions safeguard you against the specific and high-cost scenarios of daily life. Our expert team optimizes these additional coverages to align perfectly with your lifestyle and driving habits.
If no claims are filed throughout the policy term, you can benefit from a No-Claims Discount (NCD) ranging from 30% to 60% upon renewal. This discount is the most effective way to lower your insurance costs, and the best part is that this earned benefit is transferable even if you switch to a new vehicle. At Your Insurer is Here, we safeguard your hard-earned discount by including 'NCD Protection' in your policy, ensuring that minor incidents don't disrupt your long-term budget.
If your vehicle is undergoing repairs following an accident or breakdown, we provide a Replacement Vehicle within your policy limits to keep you mobile. Our 24/7 Roadside Assistance also ensures that professional help—whether for towing, flat tires, or running out of fuel—is just a phone call away. At Your Insurer is Here, we provide seamless coordination for all these services, ensuring you stay on the road safely and without any extra fees.